Looking to make your money work harder? Right now, several banks are offering generous sign-up bonuses — one even gives up to $3,000! Act fast because many of these offers expire in September 2025. Here’s your curated list:
1. HSBC Premier Checking – Up to $3,000
- Details: Open by September 30, 2025.
- Bonuses:
- $500 for direct deposits of $10,000 monthly for 3 months.
- $1,000 for depositing/investing $100,000+ for 3 months.
- $1,500 for completing a U.S. mortgage by Dec 31, 2025, and maintaining $200,000+ balances for 3 months. Qualifying for $1,500 also grants the $1,000 tier bonus. Bank Checking SavingsBankBonus.com
2. BMO Smart Advantage / Smart Money Checking – $400
- Deadline: September 8, 2025.
- Requirement: $4,000 in qualifying direct deposits within 90 days. The SunMoney CrashersMillennial Money
3. USAA Classic Checking – $250
- Deadline: September 3, 2025.
- Requirement: At least $100 in direct deposits over 90 days. Best for current/former military, certain federal agency employees, and their families. The Sun
General Checking Bonuses (August–September 2025)
From FangWallet:
- Chase: $900 (with $15,000 deposit)
- Wells Fargo: $2,500 (with $250,000 deposit) or $325 (with $1,000 deposit)
- SoFi: $300 (with $5,000 deposit)
- Capital One: $300 (with $1,000 deposit)
- Citibank: $325 (with $3,000 deposit)
- Bank of America: $300 (with $2,000 deposit) FangWallet
Additional Standouts
- SoFi Checking & Savings – Up to $300
- No monthly fees, up to $300 bonus via direct deposits. WalletHubMoney Crashers
- US Bank Business Checking – $400
- Requires $5,000 in new money, 5 transactions within 60 days. Slickdeals Money
- US Bank Platinum Business Checking – $1,000
- Requires $25,000 new deposit and 5 transactions within 60 days. Slickdeals Money
- SoFi via Rakuten – Up to $425
- $125 from Rakuten plus $300 from SoFi. My Points Life – Travel Smarter & Better
- PNC Bank – Up to $1,000
- Bonus varies by location; expires by September 30, 2025. My Points Life – Travel Smarter & Better
- PSECU – $300 Bonus
- Available through joining Recreation & Park Society for $20 if outside Pennsylvania. My Points Life – Travel Smarter & Better
- PSECU Teen Checking – $100 Bonus
- Same extra fee waiver option as above. My Points Life – Travel Smarter & Better
- U.S. Bank Smartly Checking – (Historic) Up to $450
- Previously offered bonus (not necessarily still active). Forbes
- Upgrade Rewards Checking Plus – $200
- Earned by opening account and completing three debit card transactions. Forbes
- Capital One 360 Checking – $250
- Open account, set up two direct deposits of $500+ within 75 days. Forbes
- HSBC Premier (again credit) – included above
- Associated Banks like Discover, Truist, Citi – Various Bonuses
- Bonuses ranging from $300–$600 (Discover up to $360; Associated Bank up to $600; Truist $400; Citi $325). BankBonus.comMillennial Money
Summary Table of Top Offers
| Bank & Account Type | Bonus Amount | Key Requirement |
|---|---|---|
| HSBC Premier Checking | Up to $3,000 | High deposits, investments, and mortgage |
| BMO Smart Advantage/Savings | $400 | $4,000 in direct deposits within 90 days |
| USAA Classic Checking | $250 | $100 in deposits over 90 days |
| Wells Fargo, Chase, SoFi, etc. | $300–$2,500+ | Varies—typically large direct deposits |
| US Bank Business Checking | $400 or $1,000 | $5,000–$25,000 deposits + transactions |
| SoFi via Rakuten | Up to $425 | Requires Rakuten link + SoFi deposit |
| PNC Bank | Up to $1,000 | Location-based bonus, soft credit pull |
| PSECU Checking (Adult or Teen) | $100–$300 | Joining small society if not PA resident |
| Upgrade, Capital One, Associated, etc. | $200–$600 | Moderate direct deposit or spending requirements |
bank account promotions, September 2025 bank bonuses, best bank sign up bonuses, HSBC Premier bonus, BMO checking bonus, USAA checking bonus, SoFi bonus, PNC bank bonus, PSECU bonus, US Bank business checking bonus, how to earn bank account bonus