Fed Meeting September 2025: What to Expect from the Next Interest Rate Decision

The Federal Reserve’s next FOMC meeting is scheduled for September 16–17, 2025, and it’s already one of the most anticipated events in global finance this year. Investors, businesses, and households are all watching closely, as the Fed’s policy decisions directly impact interest rates, stock markets, mortgage rates, and even the global economy.

When is the Fed’s Next Meeting?

The Federal Open Market Committee (FOMC) meets eight times a year to set U.S. monetary policy. The upcoming meeting will be held on Tuesday, September 16, and Wednesday, September 17, 2025.

• Interest rate decision release: September 17 at 2:00 PM ET
• Press conference with the Fed Chair: September 17 at 2:30 PM ET

Why This Meeting Matters in 2025

This meeting is especially important because markets are widely expecting the Fed to cut rates by 25 basis points (0.25%). Several factors are driving this expectation:

1. Weakening labor market – Recent job reports show signs of slowing employment growth.
2. Persistent inflation challenges – Inflation remains above the Fed’s 2% target, but the pace of price increases has cooled.
3. Political and economic uncertainty – With upcoming elections and global volatility, the Fed faces added pressure.

Market Expectations

According to market data, traders are pricing in an 86–90% chance of a rate cut at this meeting. A cut could provide short-term relief to borrowers but also signals that the Fed sees risks to continued economic growth.

How It Affects You

• Borrowers: Lower interest rates could reduce costs for mortgages, auto loans, and credit cards.
• Investors: Stock markets often rally when the Fed cuts rates, but volatility is likely.
• Savers: A rate cut may reduce yields on savings accounts and CDs.

Bottom Line

The September 2025 Fed meeting will shape financial markets for the rest of the year. Whether you’re an investor, homeowner, or saver, the decision will have a direct impact on your money. Staying informed about the Fed’s moves is one of the smartest financial steps you can take.

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