Looking for a credit union that you can join regardless of location or affiliation? Unlike traditional banks, credit unions often offer lower fees, higher savings rates, and more personalized service. While many credit unions require specific membership criteria, some are open to anyone in the United States. Here are 7 credit unions anyone can join to help you save more and borrow smarter.
1. Alliant Credit Union
Alliant Credit Union offers high-interest savings accounts, low-interest loans, and an easy online application. Membership is open to anyone who becomes a member of Foster Care to Success (a one-time $5 donation).
2. Consumers Credit Union
Consumers Credit Union is well-known for competitive rates on mortgages, auto loans, and personal loans. Membership is available to anyone through the Consumers Cooperative Association.
3. Connexus Credit Union
Connexus offers some of the highest APYs on savings and checking accounts. Anyone can join by becoming a member of the Connexus Association for a small one-time fee.
4. NASA Federal Credit Union
Although it started serving NASA employees, NASA Federal now allows anyone in the U.S. to join through their foundation membership. They provide excellent credit card rewards and savings options.
5. Boeing Employees Credit Union (BECU)
BECU is open to anyone who lives, works, or studies in Washington state, but for national members, joining a partner organization allows access. They are known for no-fee checking and competitive loan rates.
6. First Tech Federal Credit Union
First Tech is focused on tech-savvy members but open to anyone through their association membership. They provide low-rate personal loans and high-yield savings accounts.
7. Security Service Federal Credit Union
SSFCU offers a wide range of financial products with competitive rates. Membership is open to anyone nationwide by joining their partner associations.
Why Join a Credit Union?
Credit unions often provide:
- Lower loan rates
- Higher savings account yields
- Fewer fees than traditional banks
- Personalized customer service
If you want to maximize your savings and get better loan rates, joining a credit union could be the smartest financial decision.
credit unions anyone can join, best credit unions 2025, join credit union online, high yield savings accounts, low interest loans, Alliant Credit Union, Consumers Credit Union, Connexus Credit Union, NASA Federal Credit Union, BECU, First Tech Federal Credit Union, Security Service Federal Credit Union, credit union benefits, credit union vs bank, best credit unions for everyone